TFSA Contribution Room Planner

Accurately track your available tax-free savings space based on Ontario residency and historical CRA limits.

Contribution Logic Engine
Enter your details below to generate a real-time report of your available contribution room.

TFSA room only accumulates for years you were 18+ and a Canadian resident.

Based on CRA 2026 Contribution Limits

TFSA Quick Facts

Essential information about Tax-Free Savings Accounts to help you maximize your Ontario financial planning.

Eligibility & Rules

Contribution Limits

Withdrawals & Room

Avoid Over-Contribution Penalties

The CRA charges a 1% monthly tax on excess TFSA contributions. Use our planner to stay within your legal limits.

Calculate My Room